News & Insights
Recent Posts
Covid-19: Assessing the Legal Risk of Infectious Diseases
WSHB Employer Alert: FFCRA and DOL Regulations 4.2.20
Employment Practices Consultation & COVID-19
It’s a No-Win Situation: The Perils Facing Hospitals Due to the Coronavirus
COVID-19 Employer Alert: Summary of the CARES Act
COVID-19: New York Malpractice Law Alert
COVID-19 Employer Alert: Enactment of Families First Coronavirus Response Act (FFCRA)
WSHB Partner Robert Hellner Shares Mediation Tactics at CLM’s 2020 Annual Conference
Risk Transfer and Contractual Indemnification – Who Gets Left Holding the Bag?
Seven Habits that Define a Highly Effective Claims Team
Read the Room: Arguments that Work in Court but May Backfire at Mediation
WSHB Partner Kelly Waters Named to NJBIZ's 2020 Best Fifty Women in Business List
WSHB Names Andrew S. Kessler as Managing Partner of the Firm's Philadelphia Office
WSHB Employment Alert: California Law Banning Arbitration Agreements Temporarily on Hold
Sam McDermott on the Dos and Don’ts of Construction Project Termination
Full Disclosure! Insurer Beware: Colorado’s New Automobile Policy Disclosure Law Has Teeth!
Andrew S. Kessler Named Legal Counsel for Northeast Community Center for Behavioral Health
WSHB Elevates Ten Partners to Defined Equity Status
Eleven WSHB Attorneys Elected Into Partnership
Eighteen Attorneys Elected to WSHB Senior Counsel
Supreme Court Allows Suit Over Website Accessibility
Strategies for Defending Legionella and Mold Claims
Time Limit Demand Issues Arrive in North Carolina
WSHB Welcomes New Partner Julie A. Weerth to the Firm's New York Office
Temp Agency Absolved of Liability in Hotly Contested Action
Alternative Fee Agreements and Construction Issues: Oil and Water or Perfect Pairing!?
WSHB's Graham Miller Helps Demystify Construction Claims in the Pacific Northwest
WSHB Partner Janice Michaels Named to The Best Lawyers in America© 2020 List
One Bad Apple: Navigating through Sexual Battery and other Intentional Torts
Leading Construction Litigator Cynthia Tari Joins WSHB's Dallas Office
WSHB’s Philadelphia Partner Secures Summary Judgment in Catastrophic Premises Liability Matter
WSHB Welcomes New Partner Andrew Kessler
Renowned Litigator Jason Williams Joins WSHB's Nevada Office
Litigator Richard Young Joins WSHB's Nevada Office
17 WSHB Lawyers Honored as 2019's Rising Stars
WSHB’s Jason Klein Breaks Down the Good, the Sad and the Funny Sides of Claims
Girl on Fire: The Price of Pursuing the Truth in the #MeToo World
Pragmatic Issues on Settlement Versus Trial for Legal Malpractice Cases
The Natural Progression of Natural Disasters
Nevada’s Governor Signs Chapter 40 Reform Bill
WA Condo Law Changes Hope to Curtail Frivolous Defect Lawsuits and Stimulate Production
WSHB Co-Founder Stephen Henning Steps Into the Spotlight at this Year's West Coast Casualty Seminar
Professional Liability Expert Weighs In On Protecting Your Practice From Opioid Doc Arrest Fallout
Penalties, Punitives, and Granny Cams: The Escalating Lure of Elder Abuse Litigation
Are Structured Settlements Still Relevant
Game Changing Trends Affecting Construction
He's Not My Guy: The Joint-Employer Doctrine
WSHB Case Update: DOL Proposes Increase to Minimum Salary Threshold
WSHB and DWF Announce Exclusive Association
Eleventh Circuit Delivers Victory for Businesses Beleaguered by ADA Website Accessibility Lawsuits
No License, No Problem – But Not Really
WSHB Employer Alert: New Obligations Under Federal ARPA and California’s SPSL Law
California Court Grants Summary Judgment to Underwriters in $3.5 Million Bad Faith Case
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2.4 Million Policyholders and 563 ZIP Codes are Covered Under Mandatory One-Year Moratorium on Non-Renewals for 2020 Wildfires
January 5, 2021California Insurance Commissioner Ricardo Lara has implemented a one-year moratorium on carriers non-renewing or cancelling residential property insurance policies resulting from the 2020 wildfires in areas within or adjacent to a fire perimeter after a declared state of emergency is issued by the Governor. On December 31, 2020, Commissioner Lara released the final ZIP codes protected from non-renewals for the 2020 wildfires. In total, 2.4 million policyholders and 563 ZIP codes are covered under the moratorium.
The moratorium was enacted “to address the long-term threats to Californians.” Commissioner Lara pledged to “continue to work with local communities and state leaders to ensure a healthy insurance market for everyone.”
Existing law prevents non-renewals and cancellations for those who suffer a total loss. The recently enacted law, Senate Bill 824 (Lara, Chapter 616, Statutes of 2018), known as the Wildfire Safety and Recovery Act, establishes protection for those living within or adjacent to a declared wildfire emergency who did not suffer a total loss. This new law is intended to address, for the first time, the disruption that non-renewals cause in communities following wildfire disasters. The protection lasts for one year from the date of the Governor’s emergency declaration and applies to all residential policyholders within the affected areas who suffer less than a total loss. Those residents who suffer a total loss have additional protections under the law.
The California Department of Insurance website contains Commissioner Lara’s Bulletin setting forth the ZIP codes impacted by the moratorium (https://www.insurance.ca.gov/01-consumers/140-catastrophes/MandatoryOneYearMoratoriumNonRenewals.cfm). If an insured’s ZIP code is included in the moratorium and he/she receives a notice of cancellation or non-renewal for wildfire risk, then they are encouraged by the California Department of Insurance to contact their carrier to seek a reinstatement of the policy and thereafter notify the Department if the carrier refuses.